Signature Loans
For those unexpected times in life when you could use some extra cash or just to help you pay for things you may not have the cash for, Corner Stone Credit Union offers personal loans to our members.
Personal loans include, but are not limited to:
What to expect:
Emergency Loans
We know life can throw us curve balls! Our E-1000 or E-2000 loan is available to members when they find themselves in bind & need help quick! There's no credit check but certain restrictions do apply.
Self-Replenishing Loan
A self-replenishing loan is an unsecured, pre-approved revolving loan that gives you easy access to funds. Advances can be used for anything from taxes to home improvements to school shopping. There are no access fees or annual fees.
Share or Certificate Secured Loan
If you have poor credit, no credit, or just need to rebuild your credit, a share or certificate secured loan is a great start. You maintain your savings and borrow what you need. This is a secured (collateral) loan because the funds you borrow are backed by your savings account.
Want to apply for a personal/signature loan today?
| Signature Loans | ||||||
| Minimum payment & term: 12 months, per $1K, up to 60 months. APR*=Annual Percentage Rate. | ||||||
| Amount | Term | Credit-A APR* | Credit-B APR* | Credit-C APR* | Credit-D APR* | Credit-E APR* |
| Under $10K | Up to 12 | 10.75% | 12.75% | 14.25% | 16.00% | 18.00% |
| Under $10K | 13 - 24 | 11.75% | 13.75% | 15.25% | 17.00% | 18.00% |
| Under $10K | 25 - 36 | 12.75% | 14.75% | 16.25% | 18.00% | 18.00% |
| Under $10K | 37 - 48 | 13.75% | 15.75% | 17.25% | 18.00% | 18.00% |
| Over $10K | 49 - 60 | 14.75% | 16.75% | N/A | N/A | N/A |
| Emergency Loans (PAL) | |||
| Effective Date: Friday, April 26th, 2024 | |||
| $500.00-$2,000.00. No Credit Check. $25.00 Loan Fee. Minimum 1 Year Membership. APR*=Annual Percentage Rate. | |||
| PAL Type | Amount | Term | No Credit Check |
| E-1000 | $500-$1K | Up to 6 months | 28.00% APR* |
| E-2000 | Up to $2K | Up to 12 months | 28.00% APR* |