Checking Accounts

Whether you like the ease of a debit card, getting cash with your ATM card or writing checks for what you need, Corner Stone Credit Union has you covered. And since everyone’s checking account needs are different, we have several types of checking accounts.

Regular Share Draft 

• Membership share savings account required
• Unlimited transactions
• Low cost checks
• No minimum balance requirement
• $7.00 monthly fee if balance falls below $150.00 
• Must be at least 18 years of age

Premium Share Draft-FREE (Qualifications Apply) 

• Unlimited transactions
• Low cost checks
• No minimum balance requirement
• No monthly maintenance or service fees
• Qualifications:
  Membership share savings account required
  Must be at least 18 years of age
  Must sign up for FREE Online Banking
  Must sign up for E-statements
  Must have net income directly deposited to the account
  Must qualify & have a debit card
• For members who already qualify, your checking account may be changed to a Premium checking account upon request.

Super Share Draft 

• Membership share savings account required
• Minimum $1,000.00 to open
• Unlimited transactions
• $7.00 monthly fee if balance falls below $1,000.00

Business Share Draft Less than 10 Employees

• Business share savings account required
• Minimum $150.00 to open
• Low Cost Checks
• Unlimited transactions
• $7.00 monthly fee if balance falls below $150.00

Money Market

• Membership share savings account required
• Minimum $1,000.00 to open
• Must maintain minimum average daily balance of $1,000.00 to earn monthly dividends
• Three checks per month
• $25.00 monthly fee if balance falls below $1,000.00

IRA Money Market

• Membership share savings account required
• $1,000.00 Initial deposit and minimum balance
• Must maintain minimum average daily balance of $1,000.00 to earn monthly dividends
• Traditional or Roth Available
• $25 IRA Annual Admin Fee

 Future Adult Club Share Draft - for 15 - 17 year olds (Requires parental signatures)

• Future Adult Club share savings account required
• Minimum $25.00 to open
• ATM or Debit Card with required parental signature
• Requires Texas or School ID
• Bring report card showing A & B grades only and be entered in a cash/prize drawing per semester
• $7.00 monthly fee if balance falls below $25.00

Graduate Club Share Draft - for 18 - 25 year olds -

• Graduate Club share savings account required
• Minimum $25.00 to open
• Requires current year College ID & Texas DL/ID
• Maintain minimum 3.0 GPA per semester to be entered in cash prize drawing each semester
• Eligible to apply for credit card (with up to $500.00 limit)
• Eligible to apply for $1,000.00 18-month unsecured student loan
• $7.00 monthly fee if balance falls below $25.00

All of our checking accounts come with the convenience of FREE Online Banking, FREE Bill Pay, FREE E-statements, FREE ATM's (CO-OP Network), FREE Instant Issue Debit Card (approval required) and FREE Direct Deposit.